Kidnap and Ransom Insurance or “K&R” as it is often referred to as, is designed to protect individuals, families and corporations operating anywhere in the world for whom Kidnap & Ransom may be a very real risk.
We have been helping clients to secure insurance from our offices in Hereford for over 10 years and have expertise in providing this specialised insurance. We are a trusted and recognised name in the sector for those operating in high risk areas of the world.
You need to know that your insurance is taken care of by experts with adequate insight and specialist insurer connections. This is what you can expect when you insure through CJ Insurance. We have access to a range of specialist K&R insurers which not only ensures you a great product but also very competitive premiums.
K&R Insurance doesn’t just cover you for the ransom aspect though, there are many over covers available such as:-
- Response Consultant Fees - Most of our specialists use different response consultants, these include Olive Group, Controls Risks, Terra Firma Risk Management & Red24 - which are some of the biggest names in the industry.
- Additional Expenses – This can cover many types of expenses that are necessarily incurred as a result of an incident. For example this could include: Negotiator, Public Relations Consultant / Interpreter, Travel / Accommodation, Repatriation Costs, Insured Persons Salary, Replacement Persons Salary, Employee’s Salary Costs, Relative’s Salary, Medical Expenses, Legal Advice, Reward, Personal Financial Matters, Interest on Loans, Security Measures, Communication Costs, Forensic Analysts, Rest and Rehabilitation, Plastic Surgery, Job Re-training, Funeral Costs, Child Care, Electronic Bug Sweep and other expenses.
- Legal Liability
- Personal Accident – Separate Cover also available.
Other events such as Extortion, Hi-Jacks, Illegal Detention, Disappearance and Threats are also covered. Some insurers can also include cover for aspects such as Emergency Political Evacuation and Repatriation.
Cover can be sourced for anyone, we have provided cover for the following in the past to name a few:-
- Security Personnel
- High Net Worth Individuals
- Corporate Clients
Premiums can be trip or task specific, or considered on an annual basis but we can provide an indication of premium to you from some initial information.
If you have any queries or would like some more information/a quotation, please do let us know.
Thanks for reading.